Industries
Produce the decision and the reasons together.
An insurer's hardest obligation is not making the decision. It is being able to show, later, why the decision was reasonable on the day it was made. Cogniveil keeps the decision and its reasons in one record.
01 · The regulatory frame
The frame you operate under
Solvency II governs capital, governance, and the own risk and solvency assessment. IFRS 17 shapes insurance-contract measurement and reporting. The Insurance Distribution Directive sets conduct and product-oversight duties. GDPR governs personal data in claims and underwriting. The EU AI Act and NIS2 add AI and cybersecurity obligations, while the national supervisor retains inspection rights.
An insurer must be able to show why a decision was reasonable on the day it was made.
Article 45
Solvency II
The risk-management system and evidence supporting governance, controls, and risk decisions.
- Scope
- Entity and activity
- Evidence
- Approved sources
- Decision
- Accountable owner
02 · The work in insurance
Named in this sector’s language
Each card describes the job from this industry’s operating frame, then opens the one canonical solution page that runs it.
Track obligations into policy and controls
Turn supervisory and legislative change into an owned policy or control response.
Run by Regulatory intelligenceReview outsourced and critical suppliers
Bring contract, dependency, resilience, and exit evidence into one third-party file.
Run by Third-party riskAssemble assurance evidence
Extract control evidence, apply the defined test, and retain the full review trail.
Run by Audit evidence extractionTie insurance-accounting evidence to the close
Reconcile approved records and return treatment exceptions for controller review.
Run by Finance and controllingCoordinate customer and intermediary onboarding
Run the file around existing identity, screening, registry, and policy checks.
Run by KYC, KYB and onboardingReview policy wording and supplier contracts
Prepare a sourced first review while qualified counsel keeps interpretation and sign-off.
Run by Contract reviewCheck tender and supplier evidence
Verify required files and approved registry results before the procurement decision.
Run by Procurement03 · Solutions that serve this sector
Ordered by the buyer’s first door
The order follows the way buyers enter the problem. Each link opens the specialist solution behind that work.
Next step
Start with one workflow
Bring the work, the approved sources, and the people who must stand behind the answer.
Or contact sales@cogniveil.ai